Go armed with a mortgage offer before you view/to buy your next home – Pendle Hill Properties in con
“Put yourself ahead of the game when buying a property”
You don’t need to be a property expert to know that 2021 has been a highly significant year for the housing industry and here at Pendle Hill Properties, we are here to help you secure your dream home in what has become an extremely competitive environment.
According to Zoopla’s latest house price index, one in 16 homes will have changed hands this year, which is the highest rate for 14 years.
Not only that, but the average home in the UK is now worth £240,000, up from £200,000 five years ago.
A glance at a newspaper or a quick browse of the news online will have told you that, but it’s what happens next which will determine whether you make the most of house prices hitting an all time high.
Whether you’re currently renting and looking to become a first time buyer or you are ready to make that move to your forever home, you need to be prepared and most importantly you need to be “offer ready.”
It’s simple, a buyer will not accept an offer without a mortgage being in place (unless you’re a cash buyer of course), so you need to be armed with everything to showcase that your offer can be accepted.
From having your ID, proof of deposit, proof of funds (this could be an agreement in principle, a decision in principle or a letter or email from your mortgage advisor) and a solicitor all ready and in place, you will be organised and prepared for the next steps.
If you attend a viewing unorganised and without a mortgage, the chances are estate agents won’t even accept a viewing in this current marketplace. Be organised and armed with a mortgage offer however and you’re already halfway there to buying your next home.
Still worried about getting organised and sorting your mortgage? Read on…
Here at Pendle Hill Properties we have recently joined up with Fairstone to offer customers a new service. Incorporating one of the UK’s largest Chartered financial planning firms, Fairstone are the number one rated wealth management house on Trustpilot and we are now able to offer expert mortgage advice through them.
As many of you will know, the mortgage market is complex and ever changing, with many products from multiple lenders. Expert, independent mortgage advice can get you to the best product for your needs, and achieve the best deal for you and your personal circumstances.
We pride ourselves on being honest and accurate with our pricing at Pendle Hill Properties, and we are delighted to be able to offer our customers this new service which they can trust to get them the best deal for their needs.
To get yourself mortgage ready, call Sophia for a free initial chat on 01282 772048.